Banks cannot honestly use the phrase "unbeatable service" to describe their online services because almost all online banking services offer fairly similar perks. Every bank that has online services comes up with new slogans to prove they offer the best in online banking services; but in reality, the only thing they are offering different is a new slogan. If they really wanted to make you happy, they'd let you access your account easier; however, this is one area in which The Bank of Montreal excels.

The Bank of Montreal offers all the "standard" services to their customers; and in addition to this they like to highlight the fact that you can check your account whenever you please.

The Bank of Montreal's online services will be new to those who have never had an online bank account before. They provide you with the option of downloading your bank account statements to financial software that is installed on to your computer so that you can check your statement offline if you are rushed for time. Also you can print out your details and look at them over a cup of coffee if someone else needs to use the computer. This is one great advantage of opening a Bank of Montreal online account: they have already thought about and responded to everything that could happen in your everyday life.

The only small drawback that may make potential new customers seek another online bank is the fact that their sign in process doesn't require much information. All they require for you to do is sign in with your bankcard number and your password. This kind of information is not something that you would normally hand out voluntarily.